Our recommended list for Fixed Income Instruments (as on 28.Oct.2020)
Company Name Rating 1 Y 18 M 2 Y 3 Y 4 Y 5 Y 6-7 Y Minimum Amount
Bajaj Finance Ltd.(For Ind & HUF)-Upto Rs. 5 Crore w.e.f 4 July FAAA by Crisil, MAAA by ICRA 6.90 - 7 7.1 7.1 7.10 - 25000/- 15M=100000/-
Bajaj Finance Ltd.(For Non Individual)-for upto Rs. 2.50 Crore ROI for Non Individual not fixed, please confirm from us before investment -
Bajaj Finance Ltd.(For Non Individual)-for above Rs. 2.50 Crore to Rs. 5 Cr. ROI for Non Individual not fixed, please confirm from us before investment -
GATI Ltd. A-' by CARE 8.50 - 8.75 9 - - 21000/-
HDFC Premium Deposit (upto Rs. 2 Cr.) For Individual w.e.f 4 July 2020 FAAA CRISIL , MAAA ICRA 15M=6.41 22M=6.51 44M=6.61 20000/-
HDFC Special Deposit (upto Rs. 2 Cr.) For Individual w.e.f 4 July 2020 33M=6.56 -
HDFC Ltd-Regular (upto Rs. 2 Cr.)- For Individual w.e.f 4 July 2020 6.36 - 6.36 6.46 6.46 6.46 6.46
HDFC Ltd-Regular (above Rs. 2 Cr. To Rs. 5 Crore)- For Individual & Trust w.e.f 4 July 2020 6.11 - 6.11 6.11 6.11 6.11 6.11
HDFC Ltd-Regular (above Rs. 5 Cr. to Rs. 10 Crore)- For Individual & Trust w.e.f 4 July 2020 5.81 - 5.81 5.81 5.81 5.81 5.81
HDFC Ltd-Regular (above Rs. 10 Cr. < Rs. 25 Crore)- For Individual & Trust w.e.f 4 July 2020 5.76 - 5.76 5.76 5.76 5.76 5.76
HDFC Premium Deposit (upto Rs. 2 Cr.) For Trust w.e.f 4 July 2020 15M=6.36 -
HDFC Special Deposit (upto Rs. 2 Cr.) For Trust w.e.f 4 July 2020 33M=6.41 -
HDFC Ltd-Regular (upto Rs. 2 Cr.)- For Trust w.e.f 4 July 2020 6.26 - 6.26 6.26 6.26 6.26 6.26
HDFC Smart Deposit -upto Rs 2 Cr. (corporate/Foundation/institution under Sec 25, not listed companies) 31 to 44 Days=3.55% 45 to 90 Days=4.30% 12- 60 M-5.55% 500000/-
HDFC Smart Deposit -above Rs 2 Cr. To Rs5 Cr. (corporate/Foundation/institution under Sec 25, not listed companies) 31 to 44 Days=3.45% 45 to 90 Days=4.20% 12- 60 M-5.45%
HDFC Smart Deposit -above Rs 5 Cr. To Rs 20 Cr. (corporate/Foundation/institution under Sec 25, not listed companies) 31 to 44 Days=3.35% 45 to 90 Days=4.10% 12- 60 M-5.35%
ICICI Home Finance (upto Rs.1.99 Crore) FAAA by CRISIL, AAA by CARE & MAAA by ICRA 6.50 - 6.75 6.8 6.85 6.85 84M=6.85% Cum/Annualy:-10000/-, Monthly-40000/- ,Qtrly-20000/-
ICICI Home Finance (upto Rs.1.99 Crore) 30m= 6.85% 120m=6.85%
J K Lakshmi Cement Ltd. AA by CARE 8.00 - 8.25 8.35 - - 25000/-
Kerala Trans Develop Finance Corp Ltd (<25 Lac) Kerala Govt. 8.00 - 8 8 7.75 7.75 - 10000/-
Kerala Trans Develop Finance Corp Ltd (25lac & upto 50 lac) 8.00 - 8 8 7.75 7.75 - 10000/-
Kerala Trans Develop Finance Corp Ltd (>50 lac) 8.00 - 8 8 7.75 7.75 - 10000/-
LIC Housing Finance Ltd. upto Rs. 20 Crore FAAA by CRISIL 7.00 7.00 7 7.1 7.10 - 20000/-, Monthly-2 lac
M&M Financial services Ltd for upto Rs. 1 Crore only FAAA by CRISIL 7.20 7.30 7.5 7.6 7.7 7.80 - 10000/-
PNB Housing Finance Ltd. (For Upto Rs. 5 Crore) till 8 July 2020 FAA+ by CRISIL, AA+ by CARE 7.20 - 7.3 7.6 7.7 7.75 7.75 10000/-
PNB Housing Finance Ltd. (For Upto Rs. 5 Crore) w.e.f 9 July 2020 FAA+ by CRISIL, AA+ by CARE 7.00 - 7 7.15 7.15 7.25 7.35 10000/-
Shriram Transport Finance-Unnati Scheme (upto Rs. 5 Crore)-For Indivual & Trust FAAA by CRISIL, MAA+ by ICRA 7.60 - 7.8 8.3 8.3 8.50 - Cum-5000/- Non Cum-10000/-
Shriram Transport Finance-Unnati Scheme (Upto Rs. 1 Crore)-For Otherthan Individual & Trust 7.6 - 7.8 8.3 8.3 8.50 - Cum-5000/- Non Cum-10000/-
Shriram Transport Finance-Unnati Scheme (Above Rs. 1 Crore)-For Otherthan Individual & Trust 7.60 - 7.8 8.3 8.3 8.50 - -
Shriram City Union (upto Rs. 5 Crore)-For Indivual & Trust MAA+ by ICRA 7.80 - 8.05 8.45 8.45 8.75 - -
Shriram City Union (Upto Rs. 1 Crore)-For Otherthan Individual & Trust 7.80 - 8.05 8.45 8.45 8.75 - Cum-5000/- Non Cum-10000/-
Shriram City Union (upto Rs. 5 Crore)-For Indivual & Trust MAA+ by ICRA 8.25 - 8.5 9 9 9.25 - -
Shriram City Union (Upto Rs. 1 Crore)-For Otherthan Individual & Trust 8.25 - 8.5 9 9 9.25 - Cum-5000/- Non Cum-10000/-