Our recommended list for Fixed Income Instruments (as on 20.Oct.2019)
Company Name Rating 1 Y 18 M 2 Y 3 Y 4 Y 5 Y 6-7 Y Minimum Amount
Bajaj Finance Ltd.(For Ind & HUF)-Any Amount FAAA by Crisil, MAAA by ICRA 8 - 8.05 8.35 8.35 8.35 25000/- 15M=100000/-
Bajaj Finance Ltd.(For Non Individual)-for upto Rs. 2.50 Crore FAAA by Crisil, MAAA by ICRA -
Bajaj Finance Ltd.(For Non Individual)-for above Rs. 2.50 Crore to Rs. 5 Cr. FAAA by Crisil, MAAA by ICRA -
Cent Bank Home Finance Ltd-.upto Rs. 1 Crore-Only Renewal FA by Crisil 7.75 8.00 8 8 8.25 8.25 8 Cum-5000/- Non Cum-10000/-
GATI Ltd. A-' by CARE 8.5 - 8.75 9 21000/-
Gruh Finance Ltd FAAA by Crisil, MAAA by ICRA 7.75 13M=7.75 7.75 8 8 8 8.25 1000/-
Gruh Finance Ltd (For Trust) 8 13M=8.00 8 8.25 8.25 8.25 8.5 1000/-
HDFC Premium Deposit (upto Rs. 2 Cr.) For Individual FAAA CRISIL , MAAA ICRA 22M=7.67 20000/-
HDFC Special Deposit (upto Rs. 2 Cr.) For Individual 20000/-
HDFC Ltd-Regular (upto Rs. 2 Cr.)- For Individual 7.52 - 7.52 7.52 7.52 7.52 7.52 20000/-
HDFC Ltd-Regular (above Rs. 2 Cr. to Rs. 5 Crore)- For Individual & Trust 7.57 - 7.57 7.57 7.57 7.57 7.57 20000/-
HDFC Ltd-Regular (above Rs. 5 Cr. to Rs. 10 Crore)- For Individual & Trust 7.47 - 7.47 7.47 7.47 7.47 7.47 20000/-
HDFC Ltd-Regular (above Rs. 10 Cr. < Rs. 25 Crore)- For Individual & Trust 7.52 - 7.52 7.52 7.52 7.52 7.52 20000/-
HDFC Premium Deposit (upto Rs. 2 Cr.) For Trust 20000/-
HDFC Special Deposit (upto Rs. 2 Cr.) For Trust 20000/-
HDFC Ltd-Regular (upto Rs. 2 Cr.)- For Trust 7.52 - 7.52 7.52 7.52 7.52 7.52 20000/-
HDFC Smart Deposit Foundation/institution under Sec 25 45 to 90 Days=6.25% 20000/-
ICICI Home Finance (upto Rs.99 Lac.) FAAA by CRISIL, AAA by CARE & MAAA by ICRA 7.6 18M=7.60% 7.85 8 8.05 8.2 8.2 Cum/Annualy:-10000/-, Monthly-40000/- ,Qtrly-20000/-
ICICI Home Finance (upto Rs.99 Lac.) 20m= 7.85%
J K Lakshmi Cement Ltd. AA by CARE 8 - 8.25 8.35 25000/-
Kerala Trans Develop Finance Corp Ltd (<25 Lac) Kerala Govt. 7.5 - 7.5 7.5 7.25 7.25 10000/-
Kerala Trans Develop Finance Corp Ltd (25lac & upto 50 lac) 7.5 - 7.5 7.5 7.25 7.25 10000/-
Kerala Trans Develop Finance Corp Ltd (>50 lac) 7.5 - 7.5 7.5 7.25 7.25 10000/-
LIC Housing Finance Ltd. less than Rs. 20 Crore FAAA by CRISIL 7.85 7.85 7.9 7.95 7.95 10000/-
M&M Financial services Ltd for upto Rs. 1 Crore only FAAA by CRISIL 7.75 7.75 8.1 8.45 8.45 8.45 10000/-
Omaxe Ltd. BBB by CARE 10.5 - 11 11.5 50000/-
PNB Housing Finance Ltd. (For Upto Rs. 5 Crore) FAAA by CRISIL 8.1 8.15 8.25 8.4 8.45 8.3 10000/-
PNB Housing Finance Ltd. (For Upto Rs. 5 Crore) 22M=8.20 10000/-
Shriram Transport Finance-Unnati Scheme (upto Rs. 5 Crore)-For Indivual & Trust FAAA by CRISIL, MAA+ by ICRA 8.25 - 8.5 9 9 9.25 Cum-5000/- Non Cum-10000/-
Shriram Transport Finance-Unnati Scheme (Upto Rs. 1 Crore)-For Otherthan Individual & Trust 8.25 - 8.5 9 9 9.25 Cum-5000/- Non Cum-10000/-
Shriram Transport Finance-Unnati Scheme (Above Rs. 1 Crore)-For Otherthan Individual & Trust 8.25 - 8.5 9 9 9.25 -
Shriram City Union (upto Rs. 5 Crore)-For Indivual & Trust MAA+ by ICRA 8.25 - 8.5 9 9 9.25 -
Shriram City Union (Upto Rs. 1 Crore)-For Otherthan Individual & Trust 8.25 - 8.5 9 9 9.25 Cum-5000/- Non Cum-10000/-