Our recommended list for Fixed Income Instruments (as on 19.Oct.2017)
Company Name Rating 1 Y 18 M 2 Y 3 Y 4 Y 5 Y 6-7 Y Minimum Amount
Bajaj Finance Ltd. (For Rs. 25 Lac & above) upto Rs. 1 Cr 8.00 8.00 8.05 8.05 8.05 -
Bajaj Finance Ltd.( For above Rs. 1 Crore & upto Rs. 5 Crore) 8.00 8.00 8.05 8.05 8.05 -
Cent Bank Home Finance Ltd-For Individual.upto Rs. 1 Crore-Only Renewal FA by Crisil 18M-21M=8.25 24M-30M=8.35 33M-36M=8.40 39M-45M=8.40; 48M-84M=8.50 Cum-5000/- Non Cum-10000/-
Cent Bank Home Finance Ltd-For Non Individual.upto Rs. 1 Crore-Only Renewal 18M-21M=8.25 24M-30M=8.25 33M-36M=8.25 39M-45M=8.50; 48M-84M=8.50 Cum-5000/- Non Cum-10000/-
DHFL- Dewan Housing Finance CARE AAA, BWR FAAA 2000/-
DHFL- Dewan Housing Finance (For Trust only) 50000/-
DHFL- Dewan Housing Finance 10000/-
DHFL- Dewan Housing Finance (For Women only) 10000/-
DHFL- Dewan Housing (Aashray) - 8.30 8.30 8.50 8.5 8.50 2000/-
DHFL-Double Money Plan 10000/-
Gruh Finance Ltd FAAA by Crisil, MAAA by ICRA 13M=7.25 7.50 7.50 7.50 7.5 7.50 1000/-
Gruh Finance Ltd (For Trust) 13M=7.50 7.75 7.75 7.75 7.75 7.75 1000/-
HDFC Premium Deposit (upto Rs. 2 Cr.) for Individual CRISIL- FAAA, ICRA-MAAA 30M=7.50 22M=7.55 20000/-
HDFC Ltd-Regular (upto Rs. 3 Cr.)- for Individual - 7.40 7.40 7.40 7.4 -
HDFC Premium Deposit (upto Rs. 5 Cr.) for Trust - 40M=7.40
HDFC Ltd-Regular (upto Rs. 3 Cr.)- for Trust - 7.40 7.40 7.40 7.4 -
HDFC Ltd-Regular(above Rs. 3 Cr.)- for Individual & Trust - 7.20 7.20 7.20 7.2 - -
HDFC Smart Deposit for Corporates (Upto Rs. 1 Crore) 91 to180 Days=6.25 181 D< 12 Month=6.60 500000/-
HDFC Smart Deposit for Corporates (For > Rs. 1 Crore upto Rs. 5 Crore) 91 to180 Days=6.25 181 D< 12 Month=6.60 500000/-
HDFC Smart Deposit for Corporates (For > Rs. 5 Crore upto Rs. 20 Crore) 91 to180 Days=6.25 181 D< 12 Month=6.60 500000/-
HUDCO Ltd.(Ind./Huf) FITCH: "TAAA", CARE: "AA+" - 7.25 7.25 7.00 7 7.00 10000/-
HUDCO Ltd. (Co./Trust/Society) - 7.00 7.00 6.75 6.75 6.75 10000/-
J K Tyre & Industries Ltd. IND tA+ - 8.75 9.00 - - 25000/-
J K Lakshmi Cement Ltd. CARE AA+ - 8.75 9.00 - - 25000/-
Kerala Trans Develop Finance Corp Ltd (<25 Lac)-Only Fresh Kerala Govt. - 8.50 8.50 8.25 8.25 - 10000/-
Kerala Trans Develop Finance Corp Ltd (=>25lac)-Only Fresh - 8.50 8.50 8.25 8.25 - 10000/-
Kerala Trans Develop Finance Corp Ltd (=>50 lac)-Only Fresh - 8.50 8.50 8.25 8.25 - 10000/-
LIC Housing Finance Ltd.( For < Rs. 10 Lac) CRISIL: "FAAA" 7.85 7.90 7.95 - 7.95 - 10000/-
LIC Housing Finance Ltd.(For Rs. 10 Lac & above) upto Rs. 5 Crore 7.85 7.90 7.95 - 7.95 - 10000/-
M&M Financial services Ltd for below 1 Crore only CRISIL- FAAA 8.00 8.00 8.05 8.05 8.05 - 10000/-
Omaxe Ltd. CARE "BBB" - 12.00 12.50 - - 50000/-
PNB Housing Finance Ltd. (For Upto Rs. 5 Crore) CRISIL- FAAA 7.40 7.40 7.40 7.40 7.4 7.40 20000/-
PNB Housing Finance Ltd. (For Upto Rs. 5 Crore) CRISIL- FAAA 22M=7.55 30M=7.50 20000/-
Shriram Transport Finance-Unnati Scheme (upto Rs. 5 Crore)-For Indivual & Trust CRISIL FAAA; ICRA MAA+ - 7.85 8.00 8.15 8.25 - Cum-5000/- Non Cum-10000/-
Shriram Transport Finance-Unnati Scheme (below Rs. 1 Crore)-For Otherthan Individual & Trust - 7.85 8.00 8.15 8.25 - Cum-5000/- Non Cum-10000/-
Shriram Transport Finance-Unnati Scheme (Rs. 1 Crore & above)-For Otherthan Individual & Trust - 7.85 8.00 8.15 8.25 - -
Shriram City Union-Siddhi Scheme CARE AA+ - 7.85 8.00 8.15 8.25 - Cum-5000/- Non Cum-10000/-