Our recommended list for Fixed Income Instruments (as on 24.Feb.2024)
Company Name Rating 1 Y 18 M 2 Y 3 Y 4 Y 5 Y 6-7 Y Minimum Amount
Bajaj Finance Ltd.(For Ind & HUF)-Upto Rs. 5 Crore FAAA by Crisil, MAAA by ICRA 7.05 - 7.50 7.50 7.5 7.50 - 15000/-
15m=7.20 7.25 22m= 7.35 30M= 7.30 39m= 7.60 44m= 7.70
Bajaj Finance Ltd.(For Corporate/Firm)-for upto Rs. 15 Crore (Relationship upto Rs. 15 crore in Bajaj) 7.05 - 7.50 7.50 7.5 7.50 - 15000/-
15m=7.20 7.25 22m= 7.35 30M= 7.30 39m= 7.60 44m= 7.70
Bajaj Finance Ltd.(For Trust, Association & Societies)-for upto Rs. 15 Crore (Relationship upto Rs. 15 crore in Bajaj) 7.40 - 7.80 7.70 7.7 7.70 - 15000/-
HDFC Saphire Deposit (upto Rs 2 Cr)-For Individual & Trust 45Month=7.60 20000/-
HDFC Premium Deposit (upto Rs. 2 Cr.) For Individual FAAA CRISIL , MAAA ICRA 15M=7.30 - 22M=7.45 - 44M=7.45 20000/-
HDFC Special Deposit (upto Rs. 2 Cr.) For Individual 33M=7.50 66M=7.55 - -
HDFC Ltd-Regular (upto Rs. 2 Cr.)- For Individual 6.85 - 7.30 7.35 7.35 7.35 7.20
HDFC Ltd-Regular (above Rs. 2 Cr. To Rs. 10 Crore)- For Individual & Trust 7.05 - 7.45 7.45 7.45 7.45 7.30
HDFC Ltd-Regular (above Rs. 10 Cr. < Rs. 25 Crore)- For Individual & Trust 7.20 - 7.60 7.50 7.5 7.50 7.35
HDFC Premium Deposit (upto Rs. 2 Cr.) For HUF& Trust 15M=7.30 - 22M=7.45 - 44M=7.45
HDFC Special Deposit (upto Rs. 2 Cr.) For HUF & Trust 33M=7.50 66M=7.55 - -
HDFC Ltd-Regular (upto Rs. 2 Cr.)- For HUF & Trust 6.85 - 7.30 7.35 7.35 7.35 7.20
HDFC Smart Deposit -upto Rs 2 Cr. (corporate/Foundation/institution under Sec 25, not listed companies) 7.40 7.60 7.65 7.65 7.65 7.65 - 500000/-
HDFC Smart Deposit -above Rs. 2 cr to Rs 10 cr. (corporate/Foundation/institution under Sec 25, not listed companies) 7.45 7.60 7.65 7.65 7.65 7.65 -
HDFC Smart Deposit -above Rs 10 Cr. < Rs 25 Cr. (corporate/Foundation/institution under Sec 25, not listed companies) 7.55 7.65 7.70 7.70 7.7 7.70 -
HDFC Smart Deposit -Rs 25 Cr. To Rs 50 Cr. (corporate/Foundation/institution under Sec 25, not listed companies) 7.70 7.75 7.80 7.80 7.8 7.80 -
ICICI Home Finance (upto Rs.1.99 Crore) FAAA by CRISIL, AAA by CARE & MAAA by ICRA 7.00 - 7.30 7.40 7.5 7.50 7.50
- 39m=7.40% 45m= 7.60% 120m=7.50%
Kerala Trans Develop Finance Corp Ltd (<25 Lac) Kerala Govt. 7.00 - 7.00 7.00 6.75 6.75 - 10000/-
Kerala Trans Develop Finance Corp Ltd (25lac & upto 50 lac) 7.00 - 7.00 7.00 6.75 6.75 - 10000/-
Kerala Trans Develop Finance Corp Ltd (>50 lac) 7.00 - 7.00 7.00 6.75 6.75 - 10000/-
LIC Housing Finance Ltd. upto Rs. 20 Crore-For Ind,Partnership Firm & Trust FAAA by CRISIL 7.00 7.10 7.35 7.50 7.50 - 20000/-, Monthly-2 lac
LIC Housing Finance Ltd. upto Rs. 5 Crore-For Corporates 7.20 7.40 7.40 7.40 7.40 - 20000/-
LIC Housing Finance Ltd. above Rs. 5 Crore upto Rs. 10 Cr.-For Corporates 7.25 7.45 7.45 7.45 7.45 - 50001000/-
LIC Housing Finance Ltd. above Rs. 10 Crore upto Rs. 20 Cr.-For Corporates 7.30 7.50 7.50 7.50 7.50 - 100001000/-
M&M Financial services Ltd for upto Rs. 1 Cr. only (Through online only)- Fresh FAAA by CRISIL 6.75 - 7.25 7.50 7.5 7.50 - 10000/-
M&M Financial services Ltd for upto Rs. 1 Cr. only (Through online only)- Renewal 6.75 - 7.25 7.50 7.5 7.50 -
PNB Housing Finance Ltd. (For Upto Rs. 5 Crore) FAA+ by CRISIL, AA+ by CARE 7.00 - 6.80 7.55 7.4 7.40 7.40 10000/-
Shriram Transport Finance-Unnati Scheme (upto Rs. 10 Crore) AA+ by ICRA, IND AA+ 7.30 - 7.75 8.15 8.25 8.45 - Cum-5000/- Non Cum-10000/-
Shriram Transport Finance-Unnati Scheme (upto Rs. 10 Crore) 18M=7.50 - 30M=8.00 - -